United States of Housing
Annual Assessment of Homeownership and Housing Affordability
This year’s report focuses on telelling the story of the nation’s growing housing crisis.
Since 2018, Housing Affordability Institute has been working to help address housing affordability and access challenges.
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LATEST CONTENT
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Commentary: Midterms, Rates, and Inventory
It is September of a midterm election year. Inflation remains a problem. Mortgage rates are back around 7%.
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Reaction: Housing Permits and Starts Decline in August as Completions Fall Sharply
The pace of permits for new housing continues to experience headwinds, according to the U.S. Census Bureau’s Building Permit Survey for the month of August 2026.
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Discussing Building Code Reforms At CSG Midwest
Housing Affordability Institute Executive Director Nick Erickson recently discussed the role of building codes in housing reform with state lawmakers at CSG Midwest’s Economic Development and Infrastructure Committee session.
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Reaction: July Permits Up, Starts and Completions Drop
The pace of permits for new housing increased 5 percent in July, according to the U.S. Census Bureau’s Building Permit Survey data released this morning.
Information
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REPORT: BUILDING BETTER BUILDING CODES
Affordability-centric building code reforms require reforms at both the local adoption and model code development levels.
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REPORT: CHASING PERFECTION
Energy codes focus on making the most efficient homes in history even more efficient, while neglecting older homes, which make up the majority of the nation’s housing stock.
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EVENTS & INFORMAITON
Stay up to date on the latest news, information, and event programming from Housing Affordability Institute. Subscribe to The Framework, Housing Affordability Institute’s email newsletter.
Subscribe to our email list for information on future events.
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WHITE PAPER: HOMEOWNERSHIP
Homeownership’s Enduring Value examines how the American Dream improves the lives of homeowners, builds communities and is essential to the American identity.